This notice is provided to you by Cabana, LLC (dba “Cabana Asset Management”), Cabana Financial, LLC, Cabana Law Group, Cabana Retirement Solutions, and Cabana Holdings, LLC (collectively, “Cabana”).
At Cabana, we highly value the trust and confidence you place in us as advisors, which is why we want you to understand how we collect, protect and safeguard your privacy when we use your personal information.
This policy describes the types of information we may collect from you or that you may provide when you visit www.cabanaportfolio.com or any other websites, mobile applications, or services that post a link to this Privacy Policy (collectively the “Website”), and our practices for collecting, using, maintaining, protecting, and disclosing that information.
The Privacy Policy applies to information we collect: (a) on this Website; (b) in email, text, and other electronic messages between you and this Website; (c) through mobile and desktop applications you download from this Website, which provide dedicated non-browser-based interaction between you and this Website; and (d) when you interact with our advertising and applications on third-party websites and services, if those applications or advertising include links to this policy. This policy does not apply to information collected by Cabana offline or through any other means not expressly stated herein.
We would encourage you to carefully review this policy to ensure you understand our practices regarding how we collect, protect and use your information. If you do not agree with our policies and practices, you may choose not to use our Website. By accessing and/or using the Website, you agree and consent to the terms and conditions of this Privacy Policy.
What Information Do We Collect?
We collect several types of information from and about users of our Website, including:
(a) personally identifiable information, such as your name, address, email address, telephone number, or any other identifier by which you may be contacted online or offline (collectively, “personal information”);
(b) information that is about you but does not identify you individually; and/or
(c) information about your internet connection, the equipment you use to access our Website and usage details, including IP addresses, and information collected through cookies, web beacons, and other tracking technologies.
How Do We Collect the Information?
As you navigate and experience our Website, you may interact with various features that collect information both directly from you when you provide it to us and automatically as you navigate through the site.
The information we may collect directly from you includes:
Copies of correspondence, if you contact us.
Information that you provide by completing forms on our Website (i.e. subscription services and requests for additional information).
Your responses to surveys.
Your search queries on the Website.
In addition to information you provide directly to us, we may use automatic data collection technologies to improve and enhance your experience with the Website, including cookies and web beacons, which collect certain information about your equipment, browsing actions, and patterns.
A “cookie” is a small text file created by a website that is stored in the user’s computer either temporarily for that session only or permanently on the hard disk. Cookies provide a way for our Website to recognize you and keep track of your preferences.
A “web beacon” is a one-pixel transparent image located on a Web page or in an e-mail or other type of message and is hosted on a server enabling the verification of a user’s viewing or receipt of a webpage or message. Web beacons can be used to track the IP (Internet Protocol) address of the computer or device that downloaded the page on which the web beacon appears, the URL (Uniform Resource Locator) of the page on which the web beacon appears, the time the page containing the web beacon was viewed, the type of browser used to access the webpage containing the web beacon and the identification number of any cookie on the computer or device previously placed by the server hosting the web beacon. When we correspond with you via HTML capable e-mail, Web beacons let us know whether you received and opened our e-mail. On their own, cookies or web beacons do not contain or reveal any personally identifiable information; however, if you choose to furnish the Website with personally identifiable information, this information can be linked to the data stored using cookies and/or web beacons.
You may adjust your browser to reject cookies from us or from any other website. If you have a Flash player installed on your computer, your Flash player may be able to be set to reject or delete Flash cookies. Please consult the “Help” section of your browser or Flash player for more information. Additionally, by setting your Web browser to display HTML emails as text only, you may be able to prevent the use of some web beacons. However, certain areas of our Website may only be accessed in conjunction with cookies or similar devices, and you should be aware that disabling cookies or similar devices might prevent you from accessing some of our content.
How Do We Use the Information?
We may use the information you provide to us through your use of the Website in order to respond to your inquiries about our products and services, to inform you of new products and services, to enable us to personalize your experience with our Website, to improve the design and content of our Website, to carry out our obligations and enforce our rights arising from any contracts entered into between you and us, to notify you about changes to our Website or any products or services we offer or provide through it, to allow you to participate in interactive features on our Website, and for any other purpose with your consent.
How Do We Disclose the Information?
We restrict the disclosure of your personal, non-public and confidential information. We only disclose your information as indicated or as required by law. In accordance with Section 248.13 of Regulation S-P (and S-AM), we may disclose all of the information we collect, as described above, to certain non-affiliated third parties such as attorneys, accountants, auditors and persons or entities that are assessing our compliance with industry standards.
We may disclose aggregated information about our Website users and information that does not identify any individual, without restriction, unless otherwise prohibited by law. We may disclose personal information that we collect or you provide through your use of our Website:
to fulfill the purpose for which you provide it;
to our subsidiaries and affiliates;
to contractors, service providers, and other third parties we use to support our business and who are bound by contractual obligations to keep personal information confidential and use it only for the purposes for which we disclose it to them;
to a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of Cabana’s assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which personal information held by Cabana about our Website users is among the assets transferred;
for any other purpose disclosed by us when you provide the information; and/or
with your consent.
We may also disclose your personal information:
to comply with any court order, law, or legal process, including to respond to any government or regulatory request; and/or
if we believe disclosure is necessary or appropriate to protect the rights, property, or safety of Cabana, our customers, or others.
Children Under the Age of 13
Cabana is committed to the protection of children’s online privacy. The Children’s Online Privacy Protection Act (COPPA) governs information gathered online from or about children under the age of 13. Our Website is not intended for children under 13 years of age and anyone under the age of 13 is expressly prohibited from using the Website and/or providing information to Cabana through this Website. We do not knowingly collect personal information from children under 13. If Cabana learns we have collected or received personal information from a child under 13 years of age without verification of parental consent, we will delete that information. If you believe we might have any information from or about a child under 13, please contact us at: legal@cabanaportfolio.com
Changes to Our Privacy Policy
We will update the Privacy Policy periodically and your continued use of the Website after we make updates is deemed to be acceptance of those changes, so we would encourage you to check the policy regularly for updates. The revised Privacy Policy will be posted to this page so that you are aware of any changes to the information we collect, how we use it, and under what circumstances we may disclose it. Under certain circumstances, including material changes, we may also elect to notify you of the changes or updates to our Privacy Policy by additional means, such as posting a notice on the front page of our Website or sending you an email.
Contact Information
To contact us with your questions or comments regarding this policy or the information collection and dissemination practices of the Website, please email us at info@cabanaportfolio.com.
Other Terms, Conditions and Disclosures
Cabana is a U.S. Securities and Exchange Commission (SEC) Registered Investment Adviser (RIA) with headquarters in Fayetteville, Arkansas. Cabana is in compliance with the current registration and/or notice filing requirements imposed upon SEC registered investment advisors by those states in which Cabana maintains clients. Cabana may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. The Terms and Conditions for the Website can be found at http://targetdrawdown.thecabanagroup.com/terms and additional written disclosure information can be found in Cabana’s ADV, Part 2 which can be found at the following link: https://cabanaportfolio.com/wp-content/uploads/2018/12/CAM_ADV-2A-Brochure_Filed-Dec-12-2018.pdf
Fact Sheets
Find the latest fact sheets for each of Cabana's investment strategies.
Cabana’s Multi-Strategy Series is built with the goal of providing tax-efficient portfolios that we believe will be responsive to changes in the macro-economic cycle while remaining invested and being resistant to whipsaw during volatile markets.
The Multi-Strategy series is built using a combination of all three of Cabana’s core investment strategies: the Target Drawdown strategy, Target Leading Sector strategy and our newest strategy, Target Beta. This combination provides exposure to both active management and traditional allocation models. The Multi-Strategy Portfolios aggregate actively-managed Cabana ETFs with differing weightings to provide solutions across the suitability spectrum ranging, from conservative to aggressive.
Multi-Strategy Fact Sheets
Access each of our Multi-Strategy Professional Series fact sheets below.
We combine technology, solid economic principles and real-time data to offer advisors and investors a consistent and disciplined investment approach in our Target Drawdown Series.
Risk Management First
The Target Drawdown Series numerically quantifies acceptable levels of risk by identifying a “target drawdown” percentage at the onset of the investment process. The portfolios are constructed with the primary goal of minimizing losses where possible, and especially losses that exceed the applicable target drawdown parameter of each portfolio. This investment philosophy allows clients to remain fully invested at all times, set expectations for loss and actively participate in favorable market conditions.
Target Drawdown Fact Sheets
Access each of our Target Drawdown Series fact sheets below.
Cabana's Target Beta Series seeks to reduce costs and whipsaw associated with more active management through using a semi-active, tactical process whereby Cabana’s Cyclical Asset Allocation Algorithm ("CARA") seeks to identify macro changes in the economic cycle and allocate investment to the assets that perform relatively well at the identified point in the cycle.
Target Beta Fact Sheets
Access each of our Target Beta Series fact sheets below.
The Target Income portfolio seeks to provide consistent income to investors through the receipt of dividends and bond interest paid by the portfolios’ underlying holdings. The portfolio is all asset and comprised of entirely of ETFs.
